Below there is a list of the possible values a third party will receive in the state and response code fields.

The state field by itself is the overall reported state of the transaction and should be the only field that third parties take any action on.

The compound state is a combination of the state and a reason, this field is informational only and is subject to change without notice.

The filtered state (if specified) will be used when required by the end user’s browser.

ID State Reason Response Code Description UI Filtered State
PREFLIGHT PREFLIGHT PREFLIGHT IS0001                Transaction starting

ID State Reason Response Code Description UI Filtered State
IN_PROGRESS PENDING STARTING_TRANSACTION IS0101 Transaction in progress
VALIDATING_TRANSACTION PENDING VALIDATING_TRANSACTION IS0102 Validating transaction
VALIDATED_TRANSACTION PENDING VALIDATED_TRANSACTION IS0103 Validated transaction
PROCESSING_TRANSACTION PENDING PROCESSING_TRANSACTION IS0104 Processing transaction
PIV_SUCCESS PENDING PIV_SUCCESS IS0105 The PIV process has
been successfully
completed, registration
is continuing
PIV_REVIEW PENDING PIV_REVIEW IS0106 The PIV process has
been failed and requires
manual reviewing
AWAIT_SECRET PENDING AWAIT_SECRET IS0109 Awaiting transaction secrets
RETRY_PIV PENDING RETRYING_TRANSACTION IS0110 PIV process restarted
by operator
COLLECT_OTP_DETAILS PENDING COLLECT_OTP_DETAILS IS0111 Collecting OTP details
from user
GENERATE_OTP PENDING GENERATE_OTP IS0112 Generating OTP
GENERATE_PIN_OTP PENDING GENERATE_PIN_OTP IS0113 Generating OTP-PIN
AWAIT_OTP PENDING AWAIT_OTP IS0114 Awaiting OTP
AWAIT_PIN PENDING AWAIT_PIN IS0115 Awaiting PIN
AWAIT_PIN_OTP PENDING AWAIT_PIN_OTP IS01116 Awaiting OTP-PIN
PIN_ACCEPTED PENDING PIN_ACCEPTED IS0117 PIN entered and accepted
AWAIT_KYC_INFORMATION PENDING AWAIT_KYC_INFORMATION IS0119 Awaiting KYC information
AWAIT_KYC_DOCUMENTATION PENDING AWAIT_KYC_DOCUMENTATION IS0120 Awaiting KYC documentation
PROCESSING_DOCUMENT PENDING PROCESSING_DOCUMENT IS0121 Processing KYC documentation
AWAIT_SCA_AUTHENTICATION PENDING AWAIT_SCA_AUTHENTICATION IS0123 Prompting user for
SCA authentication
CONTACTING_USER PENDING CONTACTING_USER IS0124 Contacting end user
via email or SMS
PROCESSING_TRANSACTION_
AUTH_A
PENDING PROCESSING_TRANSACTION_
AUTH_A
IS0125 Processing first
authorization
transaction secret
PROCESSING_TRANSACTION_
UTH_B
PENDING PROCESSING_TRANSACTION_
AUTH_B
IS0126 Processing second
authorization
transaction secret
PROCESSING_TRANSACTION_
CAPTURE_A
PENDING PROCESSING_TRANSACTION_
CAPTURE_A
IS0127 Processing first
capture transaction
secret
PROCESSING_TRANSACTION_
CAPTURE_B
PENDING PROCESSING_TRANSACTION_
CAPTURE_B
IS0128 Processing second
capture transaction
secret
AWAIT_PAYMENT PENDING AWAIT_PAYMENT IS0129 Awaiting payment details
REQUESTED_DOCUMENTS PENDING MANUAL_REQUESTED_
DOCUMENT
IS0550 After reviewing the
submitted documents,
the client has been
requested to re-upload
RISK_REVIEW PENDING RISK_REVIEW IS0644 Transaction was
flagged as high risk
and is being reviewed
PENDING.
MANUAL_REVIEW
SCREEN_REVIEW PENDING SCREEN_MANUAL_REVIEW IS0664 Transaction was flagged
for possible PEP/Sanction
and is being reviewed
PENDING.
MANUAL_REVIEW
AML_REVIEW PENDING AML_REVIEW IS0674 Transaction was flagged
for possible money
laundering
and is being reviewed
PENDING.AML_
MANUAL_REVIEW
MANUAL_REVIEW PENDING MANUAL_REVIEW IS0901 KYC registration
manual review
required
PENDING.
MANUAL_REVIEW
EOI_REVIEW PENDING EOI_REVIEW IS0902 Updated EOI details
review required
PENDING.
MANUAL_REVIEW
AWAIT_PASSPORT_DETAILS PENDING PENDING.AWAIT_PASSPORT_
DETAILS
IS1110 Awaiting passport details
AWAIT_DRIVERS_LICENCE_
DETAILS
PENDING

PENDING.AWAIT_DRIVERS_

LICENCE_DETAILS

IS1115 Awaiting drivers licence details
AWAIT_NATIONAL_ID_
DETAILS
PENDING

PENDING.AWAIT_NATIONAL

_ID_DETAILS

IS1116 Awaiting national id details
AWAIT_GENDER_DETAILS PENDING PENDING.AWAIT_GENDER_
DETAILS
IS1117 Awaiting gender details
NO_ACTION_TAKEN PENDING CAPTURE 21 No action taken

ID State Reason Response Code Description UI Filtered State
FAILED_EXTERNAL_
VERIFICATION
REJECTED FAILED_EXTERNAL_
VERIFICATION
IS0191 Failed External EOI Data
Sources verification
SECOND_SECRET_
REJECTED
REJECTED SECOND_SECRET_
EJECTED
IS0403 Charge failed on second
secret amount
UNSUPPORTED_OPERATION_
REJECTED
REJECTED OPERATION_NOT_
SUPPORTED
IS0603 Transaction has been
declined because operation
 is not supported
REJECTED_MAX_ATTEMPTS REJECTED MAX_ATTEMPTS IS0604 Transaction has
been declined
because max attempts
reached
UNSUPPORTED_SETTINGS_
CONFIGURATION
REJECTED SETTINGS_CONFIGURATION IS0605 Transaction has been
declined because settings
 configuration does not
support this operation
REJECTED_INVALID_
CARD_TOKEN
REJECTED INVALID_CARD_TOKEN IS0606 Transaction has been
declined because card token
provided cannot be resolved
REJECTED_INVALID_
RECURRING_DETAILS
REJECTED INVALID_RECURRING_
DETAILS
IS0607 Transaction has been
declined because recurring
details cannot be resolved
UNSUPPORTED_CVV_LESS_
CARD_TOKEN_ONLY
REJECTED CVV_LESS_CARD_
TOKEN_ONLY
IS0608 Transaction has been declined
because CVV-Less operations
are not supported
RISK_REJECTED REJECTED RISK_MANUAL_REJECTED IS0622 Transaction has been
declined after being flagged
as high risk
REJECTED.
MANUAL_REJECTED
RISK_AUTO_REJECTED REJECTED RISK_AUTO_REJECTED IS0623 Transaction has been
automatically declined after
 being flagged as high risk
REJECTED.
AUTO_REJECTED
SCREEN_REJECTED REJECTED SCREEN_MANUAL_
REJECTED
IS0661 Transaction has been
declined after being flagged for possible PEP/Sanction
REJECTED.
MANUAL_REJECTED
SCREEN_AUTO_REJECTED REJECTED SCREEN_AUTO_
REJECTED
IS0665 Transaction has been
automatically declined
after being flagged for
possible PEP/Sanction
REJECTED.
AUTO_REJECTED
AML_REJECTED REJECTED SCREEN_AUTO_
REJECTED
IS0671 Transaction has been
declined after being
flagged for possible money laundering
REJECTED.AML_
MANUAL_REJECTED
AML_AUTO_REJECTED REJECTED AML_AUTO_REJECTED IS0675 Transaction has been
automatically declined after being flagged
for possible
money laundering
REJECTED.AML_
AUTO_REJECTED
MANUAL_REJECTED REJECTED MANUAL_REJECTED IS1101 KYC registration
manually rejected
KYC_AUTO_REJECTED REJECTED REJECTED.
KYC_AUTO_REJECTED
IS1102 KYC registration
automatically
rejected
UPSTREAM_REJECTED REJECTED REJECTED.
UPSTREAM_REJECTED
IS1103 Payment provider:
Rejected
UPSTREAM_FAILURE REJECTED DECLINED.
UPSTREAM_FAILURE
IS1200 Payment provider:
Unexpected error
INVALID_REFER REJECTED INVALID_REFER 01 Refer to card issuer
INVALID_MERCHANT REJECTED INVALID_MERCHANT 03 Invalid merchant
INVALID REJECTED INVALID 06 Error
INVALID_CARD_NUMBER REJECTED INVALID_CARD_NUMBER 14 Invalid card number
INVALID_RESPONSE REJECTED INVALID_RESPONSE 20 Invalid response
LOST_CARD REJECTED LOST_CARD 41 Lost card,
pick up (fraud account)
REJECTED.
UPSTREAM_REJECTED
STOLEN_CARD REJECTED STOLEN_CARD 43 Stolen card,
pick up (fraud account)
REJECTED.
UPSTREAM_REJECTED
INSUFFICIENT_FUNDS REJECTED INSUFFICIENT_FUNDS 51 Insufficient funds
CARD_EXPIRED REJECTED CARD_EXPIRED 54 Expired card or expiration date
is missing
SUSPECTED_FRAUD REJECTED SUSPECTED_FRAUD 59 Suspected fraud REJECTED.
UPSTREAM_REJECTED
EXCEEDS_APPROVAL_LIMIT REJECTED EXCEEDS_APPROVAL_
LIMIT
61 Exceeds approval amount limit
RESTRICTED_CARD REJECTED RESTRICTED_CARD 62 Restricted card (card invalid
 in this region or country)
EXCEEDS_FREQUENCY_LIMIT REJECTED FREQUENCY_LIMIT 65 Exceeds withdrawal
frequency limit
NEGATIVE_CVV REJECTED NEGATIVE_CVV 82 Negative CAM, dCVV, iCVV,
or CVV results
PAN_SCREENING_LOST_CARD REJECTED PAN_SCREENING_
LOST_CARD
PS41 Lost card, pick up
(fraud account)
REJECTED.
AUTO_REJECTED
PAN_SCREENING_STOLEN_CARD REJECTED PAN_SCREENING_
STOLEN_CARD
PS43 Stolen card, pick up
 (fraud account)
REJECTED.
AUTO_REJECTED
PAN_SCREENING_FRAUD_CARD REJECTED PAN_SCREENING_
FRAUD_CARD
PS34 Pick up card (fraud account) REJECTED.
AUTO_REJECTED
PAN_SCREENING_PICKUP_CARD REJECTED PAN_SCREENING_
PICKUP_CARD
PS4 Pick up card REJECTED.
AUTO_REJECTED
PAN_SCREENING_
UNAUTHORIZED_CARD
REJECTED PAN_SCREENING_
UNAUTHORIZED_CARD
PS36 Restricted card
(Unauthorized use)
REJECTED.
AUTO_REJECTED
PAN_SCREENING_
COUNTERFEIT_CARD
REJECTED PAN_SCREENING_
COUNTERFEIT_CARD
PS81 Counterfeit card

ID State Reason Response Code Description UI Filtered State
CARD_BLOCK DECLINED CARD_ISSUER_COUNTRY IS0308 Card issuer country
has been blocked by
inclusions filters
BANK_EXCLUDED DECLINED CARD_ISSUER IS0309 Card issuer has been
blocked by inclusions
filters
LOCATION_EXCLUDED DECLINED LOCATION_EXCLUDED IS0312 Location is not enabled
in Geo Inclusions list
OTP_TOKEN_DENIED DECLINED OTP_TOKEN_DENIED IS0313 Invalid token
TOR_DETECTED DECLINED TOR_DETECTED IS0317 Tor detected
KYC_THRESHOLD_EXCEEDED DECLINED KYC_THRESHOLD_
EXCEEDED
IS0318 KYC Threshold exceeded
CARD_TYPE_NOT_ALLOWED_FOR_KYC DECLINED

DECLINED.CARD_TYPE_

NOT_ALLOWED_FOR_KYC

IS0319 The card provided
cannot be used for
KYC
SECRET_TOKEN_DENIED DECLINED SECRET_TOKEN_
DENIED
IS0404 Invalid secret
THREE_D_S_DENIED DECLINED FAILED_3DS_
AUTHENTICATION
IS0405 Failed 3-D Secure
Authentication
THREE_D_S_NOT_ENROLLED DECLINED 3DS_NOT_ENROLLED IS0406 Card holder not
enrolled into
3-D Secure

ID State Reason Response Code Description UI Filtered State
TRANSACTION_EXPIRED EXPIRED EXPIRED IS0501 Transaction has expired

ID State Reason Response Code Description UI Filtered State
RISK_ACCEPTED SUCCESS RISK_MANUAL_ACCEPTED IS0621 Transaction has been accepted
after being flagged as high risk
SUCCESS.MANUAL_ACCEPTED
SCREEN_ACCEPTED SUCCESS SCREEN_MANUAL_ACCEPTED IS0660 Transaction has been accepted
after being flagged for possible
PEP/Sanction
SUCCESS.MANUAL_ACCEPTED
MANUAL_ACCEPT SUCCESS MANUAL_ACCEPTED IS0701 KYC registration manually
accepted
SUCCESS SUCCESS COMPLETE 00 Approved and completed successfully SUCCESS.COMPLETE

ID State Reason Response Code Description UI Filtered State
CANCELLED CANCELLED CANCELLED IS0601 Transaction cancelled by user
OPERATOR_CANCELLED CANCELLED OPERATOR_CANCELLED IS0602 Transaction cancelled by operator

ID State Reason Response Code Description UI Filtered State
NOT_SUPPORTED FAILED NOT_SUPPORTED 11 Not supported transaction request
INVALID_TRANSACTION FAILED INVALID_TRANSACTION 12 Invalid transaction
SYSTEM_MALFUNCTION FAILED UNEXPECTED_ERROR 96 System malfunction